Everything you need to run your business
From checking accounts to corporate cards to treasury management. All in one platform built for modern businesses.
Business checking that actually works
No fees, no minimums, no surprises. Just a checking account designed for how businesses actually operate.
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Unlimited sub-accounts
Organize funds by project, department, or purpose
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FDIC insured up to $5M
20x more protection than traditional banks
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$0 monthly fees
No minimum balance requirements ever
Account Overview
LiveOperating Account
$284,750.42
Payroll Reserve
$125,000.00
Marketing Budget
$47,320.18
4532 •••• •••• 7821
ALEX MORGAN
12/28
Corporate cards with real control
Unlimited physical and virtual cards with real-time spending controls. 1.5% cashback on everything.
- Unlimited virtual cards for subscriptions
- Real-time spending limits and controls
- Zero foreign transaction fees
- Auto-categorization and receipt matching
Move money fast
Same-day ACH, instant transfers, and international wires. All from one dashboard.
Instant Transfers
Move money instantly between BankStack accounts. 24/7, including weekends.
Same-Day ACH
Send and receive same-day ACH transfers. Funds available by end of day.
International Wires
Send wires to 180+ countries. Competitive FX rates with no hidden fees.
Earn yield on idle cash
Your operating cash should work as hard as you do. Earn 4.5% APY with full liquidity.
Current APY
4.5%
- No lockups - withdraw anytime
- $5M FDIC insured
- Daily interest accrual
Earnings Calculator
With $500,000 balance
Traditional Bank
$50/yr
BankStack
$22,500/yr
You'd earn $22,450 more per year
Works with tools you already use
Connect to 50+ apps or build custom workflows with our developer API.
Bank-grade security
Your money is protected by multiple layers of security and industry-leading compliance standards.
256-bit Encryption
All data encrypted in transit and at rest using AES-256 encryption.
SOC 2 Type II
Independently audited for security, availability, and confidentiality.
$5M FDIC Insured
Deposits protected through our network of partner banks.
Ready to modernize your business banking?
Open an account in minutes. No paperwork, no minimum balance.