Privacy Policy
Last updated: January 1, 2025
Introduction
LendSmart ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.
Information We Collect
We collect information you provide directly, including:
- Personal identifiers (name, address, SSN, date of birth)
- Contact information (email, phone number)
- Financial information (income, employment, bank accounts)
- Credit history and credit scores
- Device and usage information
How We Use Your Information
- To process your loan application
- To verify your identity and prevent fraud
- To communicate with you about your account
- To improve our services
- To comply with legal obligations
Information Sharing
We may share your information with:
- Credit bureaus for reporting and verification
- Service providers who assist in our operations
- Law enforcement when required by law
- Business partners with your consent
Data Security
We implement industry-standard security measures including encryption, secure servers, and regular security audits to protect your personal information.
Your Rights
You have the right to access, correct, or delete your personal information. You may also opt out of marketing communications at any time.
Contact Us
For privacy-related inquiries, contact us at:
Email: privacy@lendsmart.com
Phone: 1-800-555-0123