Get the Funds You Need, Fast
Personal loans from $1,000 to $100,000 with rates as low as 5.99% APR. No collateral required. Funds as soon as the next business day.
Use Your Loan for Anything
No restrictions on how you use your funds
Debt Consolidation
Combine multiple payments into one lower rate
Home Improvement
Renovate, repair, or upgrade your home
Medical Expenses
Cover unexpected medical bills
Major Purchase
Wedding, vacation, or big-ticket items
Why Choose LendSmart?
Fast Funding
Get approved in minutes and funded as soon as the next business day.
No Hidden Fees
No origination fees, no prepayment penalties. What you see is what you get.
Fixed Rates
Your rate never changes. Predictable monthly payments you can count on.
Dedicated Support
Real humans available to help you every step of the way.
Loan Details
Trusted by 500,000+ Customers
See what our customers are saying
"The process was incredibly fast. I applied, got approved, and had the money in my account within 24 hours. Highly recommend!"
"Best rate I found anywhere. I compared 5 different lenders and LendSmart beat them all. No hidden fees either!"
"The customer service was outstanding. They answered all my questions and made the whole process stress-free."
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